The Ultimate Guide on How to Travel with Money

When travelling, money is one of the main things that you must always have with you. Even after paying for your flight ticket and booking accommodation, you will still need money to cater for goods and services that you will be using during the trip. Besides, emergencies can also arise and, money is usually the easiest way out.  In this guide, we highlight key ideas on how to travel with money.


Regardless of the destination of your travel, it is always advisable to carry some cash for smaller transactions here and there. But, cash can also be quite easy to lose. Here’s how to safely handle cash when traveling;

  • Only carry a small amount of cash at any given time.
  • Keep cash in different places. Stash some in the wallet, some in the carryon bag and others in the pocket or even socks.
  • Do not flaunt your money openly. Only take out what you need to use and keep the rest hidden.


ATMs are also a convenient way of accessing money during a trip. With credit or debit cards, you can easily withdraw money from ATMs across the world. However, it should be noted that overseas, the most you can do at the ATMs is view your balance and make withdrawals. Below are additional tips for using ATMs to access money when travelling.

  • Make withdrawals from bank affiliated ATMs
  • Consider using online banking to monitor transactions
  • Use ATMs during official banking hours
  • Know the withdrawal limits

When using ATMs, you should also be very vigilant not to allow others see your PIN or fall into the trap of skimmers.

Debit Cards  

Unlike credit cards, debit cards can be used to access money from ATMs and pay for goods and services directly. To safely use a debit card when travelling, it is important to always limit your account balance, keep your PIN safe and maintain a watchful eye on the activities in your account.

Generally, the best way to handle money when traveling is electronic. Coupled with the above ideas, you should also be keen to act low key and avoid any activities that could put you at risk.